Save Over $5,000 per Year by Following
These Five Easy Finance Tips
1. Find Out How To Save $3,120 On Your Current Home with ERRP:
Many Seniors who are looking to save money, or just for ways to get more money quickly to help them pay off debts, family vacations, college funds for the Grandchildren, etc. often times overlook their greatest asset... Their Home! Refinancing your existing home through NEW Government Programs like the Freddie Mac Enhanced Relief Refinance Program (ERRP) can save qualified seniors up to $3,120 per Year on their mortgage payments! This is a REAL Government Program, but it is not discussed by banks because they would rather that you continue paying additional interest on your existing mortgage loan...
It only takes 2-3 minutes to find out if you qualify for this mortgage reduction program, so you owe it to yourself and your family, to take the time and quickly find out if you can save yourselves over $3,000 per year moving forward.
2. You Can Also Save By Using a Reverse Mortgage:
Many Seniors do not even know the benefits of a reverse mortgage… But you can potentially make thousands of dollars per year! Essentially, a reverse mortgage allows you to borrow money against the equity you have built up over time in your largest asset; your current home...
With a reverse mortgage, YOU still own your home, but the banks PAY YOU a portion of your equity in the form of a lump-sum payment (could be $100K or much more) or in monthly installments (imagine getting paid several thousand dollars each month, for the rest of your life)
This is a GREAT WAY to put some extra money in your pockets each month to either invest elsewhere, or use the extra funds to check more things off your bucket list!
This process is very easy - just complete a 2 minute application and then a reverse mortgage specialist will be in touch to tell you how much you can save moving forward!
3. Make Sure that You Have the Right Health Insurance It Can Save You Thousands Per Year:
Many of us have had the same Health Insurance or Medicare for a long time, and just assume the prices are set in stone and cannot possibly be that much cheaper elsewhere. Recently however, new companies have surfaced who can help you save $300+ per month on your existing insurance plan! Whether you have little or high income, you could greatly reduce your health insurance by comparing offers and rates from these various insurance providers, and find the best plan for you and your family.
Health insurance is available to more Americans than ever before. In the past, many people took the risk of not being insured, but with the Affordable Care Act (ACA) you can be fined if you don’t have qualified health insurance. Again, seeing how much you can save is easy, just sign up through an insurance comparison website and have the insurance providers bid for your business by having to offer you lower rates!
4. Get a Higher Coverage Amount on Life Insurance for a Lower Monthly Rate:
If you do not already have Life Insurance, every year that you delay, your insurance premiums can rise 8-10%. These costs can add up quickly, and many folks have a hard time qualifying for new policies once they reach a certain age...
Fortunately for you though, there is a way to get a very cheap life insurance, even at ages 50 and above! First, you will need to compare quotes from multiple insurance companies. This amazing website will let you do exactly that, and it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much lower price. Most seniors can’t believe that the available rates are real, but the truth is, life insurance rates are at a 20-year low. You can save up to 70% by leveraging these free online tools, so protect your family and get the right policy for you today!
5. Make Sure You Have a Home Warranty Policy to Pay for Expensive Home Repairs Forever:
Many seniors simply don’t have enough cash lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking, but a Home Warranty Program could help you now, and in the future. What if your heater breaks when you need it the most in the dead of winter?
Rather than tapping into your savings or pension, many homeowners are getting this new Home Warranty Program and they are saving thousands of dollars in the long run. AC units, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.